O3 Credit Cards give you access to a revolving credit facility. Our cards are NAIRA-denominated cards which can be used locally for cash withdrawals or for payment of goods/services.
With our credit cards you will be able to withdraw money from all ATMs and make payments at POS terminals in Nigeria.
• Easy access to CREDIT Easy access to credit cards with limits ranging from ₦100,000 to ₦1,500,000.
• No security deposit or collateral required. O3 Cards gives you access to credit without having to make any equity contribution or pledge any property as collateral.
• Revolving line of credit With O3 Credit Card, your credit line is constantly available 24/7. Just pay down your outstanding balance and your full balance is available for use again without requiring any new approval.
• No Bank Restrictions You can operate any Bank Account in Nigeria and still have access to an O3 Credit Card.
• Access to Discounts and great deals We are in partnership with various merchants all ove